Loan Costs with Cash Train
We are conscious that world events are causing stress within the community and for many of our customers. We are grateful that we can continue to provide Financial Solutions and Emergency Cash to you when needed. We welcome you to call us, apply online or visit your local Branch as you normally would.
Cash Train Loan Costs
Apply in Minutes
Cash Loans up to $2,000 and Personal Loans up to $10,000
Find out what it's going to cost you - with no surprises
Cash Train loans are meant to give you some extra cash in an emergency - just when you need it and fast.
Fast Cash loans up to $2,000 - There is a 20% loan establishment fee, plus a 4% monthly fee. The minimum loan term is 10 weeks or 3 months, depending on your payment frequency. The maximum loan term is 12 months. Use the table below to find out what your weekly, fortnightly or monthly repayments could be.
Personal Loans up to $10,000 incur a $400 establishment fee and interest at an Annual Cost Rate of up to 48%. The maximum loan term is 24 months for our personal loans.
As responsible lenders, we will continue to assess your circumstances for future loans or renewal. Please note that renewals will not be automatically approved
Our customers tell us they want:
- A simple charging structure
- More time to repay
- No hidden fees
- Prior knowledge of what they may have to pay if things go wrong
Example Loan Costs
3 Months
Fast Cash
6 Months
Fast Cash
12 Months
Fast Cash
20 Months
Personal Loan
24 Months
Personal Loan
| Borrow | Costs | Repay |
|---|---|---|
| $500 | $220 | $720 |
| $1,000 | $440 | $1,440 |
| $1,500 | $660 | $2,160 |
| $2,000 | $880 | $2,880 |