"We/Us" means Commit Co Pty Ltd ABN 26 631 321 545 and our related entities that assist us to provide our services. "You/I" is the person whose name appears on the application. We may collect, use, hold and disclose personal and credit information about you for the purposes of:
Credit information includes the type and amount of credit provided to you, repayment history information, default information (including overdue payments) and court information. Personal information includes any information from which your identity is apparent. We may disclose your personal information overseas.
We may exchange your commercial and consumer credit information with entities listed below to assess an application for consumer or commercial credit and manage that credit. In particular, we can obtain credit information about you from a CRB providing both consumer and commercial credit information.
We may exchange your personal and credit information with other credit providers for the purposes of assessing your creditworthiness, credit standing, and credit history or credit capacity.
We disclose your personal information to our related entities including Commit Co Pty Ltd ABN 26 631 321 545, Cash Stop Financial Services Pty Ltd ACN 091 194 786, Branch Loans Pty Ltd ABN 28 114 540 797, Cash Stop Gold Pty Ltd ACN 124 353 993 and Cash For Gold Pty Ltd ABN 52 128 697 745.
We may disclose personal information about you to an organisation providing verification of your identity, including on-line verification of your identity, including the official record holder or issuer via third party systems.
You consent to the receipt of notices and other documents in connection with our dealings with you by email or by accessing our website.
We may exchange your personal and credit information with the following credit reporting bodies:
Equifax Pty Ltd - Equifax.com.au
Illion Pty Ltd (formerly known as Dun & Bradstreet - Australia) - illion.com.au
Experian - experian.com.au
If you do not provide personal information, we may be unable to arrange or provide credit for you.
You consent to receiving notices and other documents electronically from us.
You understand that upon the giving this consent:
From time to time we may use your personal information to provide you with current information via SMS or other marketing channels about finance, offers you may find of interest, changes to our organisation, or new products or services being offered by us or any company with whom we are associated.
If you do not wish to receive marketing information, you may at any time decline to update your marketing preferences to receive such information by telephoning us on 08 9420 1401 or by writing to us at 4/25 Prowse Street West Perth WA 6005. If the direct marketing is by email you may also use the unsubscribe function. We will not charge you for giving effect to your request and will take all reasonable steps to meet your request at the earliest possible opportunity.
By using the unsubscribe function in a direct marketing communication you will only unsubscribe from that entity / brand who sent you that communication and method of delivery. Please let us know if you would like to unsubscribe from Cash Train or any of its related entities. We will not charge you for giving effect to your request and will take all reasonable steps to meet your request at the earliest possible opportunity.
This includes but is not limited to contacting you by telephone, SMS, mail or email.
I hereby declare that:
To assist in the assessment of this application, Commit Co Pty Ltd can provide a copy of this authority to my employer or accountant if they ask for details of Commit Co’s authority to obtain that information.